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What credit score do I need for John Deere financing?

A credit score of 660 or higher is typically required for John Deere financing, but approval depends on multiple factors.

John Deere Financial generally looks for a credit score of at least 660 for loan and lease approvals. However, other factors, such as income, credit history, and debt-to-income ratio, also play a role in the approval process.

John Deere may require a larger down payment or request a qualified co-applicant for those with a low credit score.

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Using a trade-in for a down payment >